Poor Credit

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Amount of Loans Offered

Haynie.id offers a loan of Rp. 500,000 – Rp. 2,000,000 for the first customer or the first time to apply for a loan. For the second and subsequent loans, loans can be increased up to Rp. 5,000,000. The process of applying for a loan can also be done online.

For the term of the loan here is around 10, 20 to 30 days. Because the type of loan is for daily needs and is light, the loan is a maximum of 30 days. The billing process and repayment are done online.

Meanwhile, the submission process is also fast, it only takes 30 minutes.

Interest rate

Haynie does not apply interest rates, only service fees, and processing fees that depend on the type of Nancy. Because the Nancy here is divided into 3 types; 10, 20 and 30 days, the final amount paid will be different. Suppose the simulation wants to borrow Rp. 1000,000, the details are based on Nancy, namely:

10 days, the total paid becomes Rp. 1,100,000

20 days, the total paid becomes Rp. 1,200,000

30 days, the total paid becomes Rp. 1,300,000

Roughly, it will increase by 10-30 percent. For funds, disbursement time is relatively fast, where Haynie only takes about 24 hours (the money goes directly into the account).

Loan Submission Terms

Haynie loans online do not provide heavy requirements for prospective borrowers. Those who are eligible are those aged 22-60 years and have worked either as employees or professionals, with a record of having a steady income.

There are also documents needed here, including personal information and bank account data. Generally, the place where the borrower will ask for guarantees and also some other documents such as credit cards to BPJS cards. Well, in this case, Haynie doesn’t ask for any conditions except those things.

Can I Apply for a Loan in the Nancy?

For the first borrower, the loan limit is only up to Rp. 2,000,000, while if you have become a regular customer and want to make a loan again, it will be approved as long as the payment record is regular and never collapsed. However, if in the middle of Nancy, you want to borrow again to touch the maximum limit, this depends on the service provider. They will first see the procedure and also the customer’s record before giving execution or approval. Because, loans here have been determined with a definite Nancy; 10, 20 and 30 days. If you borrow in the middle of Nancy, the story will be different.

How to apply for a loan

To get a loan from Haynie, you must visit the site and fill in personal data starting from the real name, KTP number, birth address to the details of the job. If the loan application is approved, you will receive an email containing information on the next step to transfer money from the fintech company. Meanwhile, the terms and procedures for money lending can only be done online.

Later, after all the requirements are settled and agreed, the borrower will get money by transferring.

Allow to Increase Loan Duration?

As explained earlier, this Fintech company only focuses on short-term loans. When payments exceed the Nancy limit, of course, the penalty will be imposed in accordance with the agreement agreed by both parties. Therefore, be sure to read all the conditions that apply to this company before deciding to apply for financing.